Residents of Eagan, MN, have options regarding auto insurance. Our team of independent insurance agents at F.I.R.E. Leaders Financial ensures they have the necessary information to choose the right auto insurance. While basic auto insurance may be suitable for some, it may not fit others. Basic liability coverage won’t suffice if you have an auto loan or lease.
Collision
Collision coverage safeguards your vehicle in the event of an accident that you’re responsible for or a hit-and-run. It is a necessity for a loaned or leased vehicle and provides for the repair or replacement of your vehicle.
Comprehensive
Comprehensive coverage applies to incidents damaging your vehicle that are outside of your control. It safeguards you against flooding, hail, powerful winds, deer, vandalism, and theft. This insurance is also essential for leased cars or vehicles under a loan.
Gap coverage
If you have a brand new vehicle and a loan, you may discover that the payout from your collision coverage might not be sufficient to settle your loan if your vehicle is totaled. Gap insurance caters to this difference.
Full glass
Comprehensive coverage copes with repairs or replacements of your glass, although a deductible applies. With full glass coverage, you won’t have to pay any deductible.
Roadside service
Roadside service coverage is a comforting reassurance. It provides towing when necessary. You can obtain services like jump-starting your vehicle, inflating your tire, or opening your vehicle if locked. This coverage replaces the need for auto club coverage.
Rental car
If your car is under repair in a garage due to damage or your vehicle is totaled, you will need an alternate vehicle to drive until you can retrieve yours. This coverage addresses that need.
Contact us at F.I.R.E. Leaders Financial in Eagan, MN to find the best coverage for your vehicle.
