Raccoons are cute from a distance. In reality, they’re fierce backyard troublemakers known for getting into the trash and squabbling with each other in the middle of the night. If one gets into your home and decides to stay, you may need a bit of help getting it out. Common in attics and basements, raccoon infestations are far from simple to handle.
At F.I.R.E. Leaders Financial, we can help you determine when your insurance can offer assistance. Consider getting a quote for home insurance in Eagan, MN, from our team if your current policy isn’t meeting your needs.
Will Home Insurance Get Rid of a Raccoon?
It’s unlikely that your home insurance policy will cover the removal of a raccoon from your home or the cleanup of damage it leaves behind. In some cases, these policies can help with structural damage repair if you have a comprehensive policy that doesn’t otherwise limit this type of protection.
Insurance may cover damage to your home if a raccoon gets in suddenly and unexpectedly, something you couldn’t have reasonably prevented. But if the raccoon gets in due to poor maintenance, such as a damaged roof vent or holes in the siding, that damage likely won’t be covered.
That also means that if you experience gradual damage from months of raccoons living in your home, such as chewed electrical wires or damaged insulation, you may not have coverage. Always reach out to your insurance agent to find out exactly how your policy may help.
Let Our Team Update Your Policy for You with Confidence
At F.I.R.E. Leaders Financial, we make it a point to help our clients protect against many of the risks out there. Update your home insurance in Eagan, MN, with a consultation today.
