You invested in a boat to enjoy it during the warm summer months. During the cold winters, that boat needs to be protected. You likely store your boat safely and out of the elements, but it is also important to have year-round insurance protection for your investment, even when it’s in storage. At F.I.R.E. Leaders Financial, we help people in Eagan, MN, and the surrounding areas purchase high-quality boat insurance that meets their specific needs and risks.
Boat Insurance Protects Your Investment
Boat insurance is a necessary investment throughout the year, not just when you’re out on the water. Year-round coverage provides you with protection against off-season risks. That includes damage from winter storms or snow load. In addition, it can protect against ice expansion, a common concern during the winter months as the weather warms enough for snow to melt and then freezes again, creating expansion concerns to surfaces.
It’s also a good idea to have boat insurance protection that protects against theft and vandalism, both of which can happen even when your boat is dry-docked for the season. If, for any reason, someone suffers an injury while your boat is dry-docked, such as the boat topples over onto another person’s property or falls from its trailer, this insurance may help provide protection.
Note that if your boat is still under a loan, you will need to have boat insurance that continues throughout the year. Most lenders require it to protect the investment.
How We Can Help You with Boat Insurance
At F.I.R.E. Leaders Financial, we work with you to protect your investment properly from the risks you face individually. For boat insurance in and around Eagan, MN, you can rely on our team. We would be happy to offer a free consultation and estimate for coverage.
