When you operate a business from the comfort of your home, it’s easy to assume that a lot of things that apply to traditional brick-and-mortar businesses won’t apply to your own. For example, since you aren’t leasing a space, you don’t have the same concerns that a traditional business owner has … right?
While your business operations may look different, many of your concerns will be the same. Here’s why commercial insurance policies are vital for at-home business owners, and why you should trust us at F.I.R.E. Leaders Financial, serving Eagan, MN, to help you find a commercial insurance policy for your home business.
Why Does Your Home Business Still Require Commercial Insurance?
There are many reasons why home businesses should invest in commercial insurance. These include:
- If you have employees who work remotely, you need a workers’ compensation policy to protect you financially and ensure they have coverage if they become sick or are injured while completing a work task.
- Home insurance won’t cover anything business-related. If you want to defend your abode against work-related accidents, you need commercial insurance.
- Do you sell physical products? If so, you can be on the hook if they cause an injury or property damage. If you want to avoid business-ending financial repercussions, you’ll need a commercial insurance policy.
Protect Your Business With F.I.R.E. Leaders Financial
There are plenty of reasons to get commercial insurance, even if your business is stationed in your home. If you need coverage, you can get started with us here at F.I.R.E. Leaders Financial, serving Eagan, MN, and the surrounding areas. Compare commercial insurance quotes with us!
